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as on 25 Oct, 7:57 pm
Ashok Gupta|AMFI Registered Mutual Fund Distributor|ARN-68943
Home/Services/Loan Services

Loan Services

House, mortgage, plot, car, bike, personal and education loans, arranged with lenders.

Overview

Borrowing, planned properly

We help you arrange house, mortgage, plot, car, bike, personal and education loans, and check that the EMI fits the rest of your plan before you commit.

A loan is a commitment for years, not a one-time decision. Before the paperwork starts, we look at the total EMI against your monthly income, what is already going into SIPs and premiums, and how much cushion is left if something changes. A slightly smaller loan with a comfortable EMI usually works out better than the largest amount you qualify for.

Sanction, interest rate, processing fee and final disbursal are decided by the lender, not by us. Read the sanction letter and the schedule of charges before signing. We help you compare offers and complete the file correctly.

Loan Services

What is covered

  • House loan
  • Mortgage loan against property
  • Plot loan
  • Car loan
  • Bike loan
  • Personal loan
  • Education loan

How it works

  1. Tell us the requirement
    Amount, purpose and how long you want to repay over.
  2. Check eligibility
    Income, existing EMIs and credit history decide what is possible.
  3. Compare offers
    Interest rate, processing fee, tenure and prepayment terms.
  4. File and follow-up
    Documents, submission and follow-up until disbursal.

Common questions

Do you charge me a fee?

No fee is charged to you for arranging the loan. Lenders pay a commission on disbursal, and processing fees are charged by the lender directly.

Is sanction guaranteed?

No. The lender decides based on income, credit score, existing EMIs and the property or asset being funded.

Which documents are needed?

Usually KYC, income proof, bank statements and, for secured loans, the property or vehicle papers. The exact list depends on the lender.

Loans are arranged with lenders as a referral and are separate from mutual fund distribution and insurance. Approval, interest rate and charges are decided by the lender. Borrow only what you can repay comfortably.

Other services

Speak with us before you invest

Share what you are looking for and we will walk you through the options, documents and next steps. No charge for a conversation.