Health Insurance
Hospital bills can upset years of savings. We help you compare mediclaim policies and stay with you at renewal and claim time.
We are registered to offer health insurance products of insurers including Star Health, HDFC ERGO and Niva Bupa. Policies differ on room-rent limits, waiting periods, co-payment, sub-limits and network hospitals, and those details matter more than the premium alone.
We explain these terms in plain language, help with portability when you want to move insurers, and assist with cashless and reimbursement claims.
Renew or claim online
Direct links to each insurer's own portal. Keep your policy number handy. Once a claim is registered, call us on 94250 07928 and we will help with documents and follow-up.
Star Health Insurance
Pay your renewal premium before the due date so waiting periods and continuity benefits are not lost.
Pay NowIntimate a cashless or reimbursement claim as soon as hospitalisation is planned or has happened.
Intimate your ClaimHDFC ERGO Health Insurance
Renew your HDFC ERGO health policy online in a few minutes.
Renew NowRegister a claim with HDFC ERGO customer support.
Register Your ClaimNiva Bupa Health Insurance
Insta Assist gives real-time help: download policy copy, premium receipt and 80-D certificate, application status, claim process and status, additional claim documents, and renewal.
Insta AssistRenew your Niva Bupa policy online.
Renew PolicyWhat is included
- Individual and family floater policies
- Senior citizen health cover
- Top-up and super top-up plans
- Critical illness and personal accident cover
- Portability and renewal support
- Cashless and reimbursement claim assistance
How it works
- Share family details
Ages, existing conditions and preferred hospitals. - Compare policy terms
Waiting periods, room rent, co-pay and sub-limits side by side. - Buy with full disclosure
Complete the proposal with accurate health information. - Renew and claim
Timely renewal reminders and help with claim documents.
Common questions
Is there a waiting period for existing illnesses?
Yes. Most policies have a waiting period for pre-existing diseases; the exact period is stated in the policy wording.
Can I get a tax benefit?
Premiums may be deductible under the old tax regime (Section 80D of the 1961 Act, now Section 126 of the Income-tax Act, 2025), subject to limits.
What is portability?
It lets you move to another insurer at renewal while retaining credit for waiting periods already served, subject to underwriting.
Other services
Speak with us before you invest
Share what you are looking for and we will walk you through the options, documents and next steps. No charge for a conversation.
