Life Insurance
Since 1992 we have helped families choose and maintain life insurance cover, and our office functions as an authorised LIC Premium Point for premium collection.
Life insurance is first a protection tool. Term plans provide a large sum assured for a relatively low premium, while endowment, money-back and pension plans combine cover with a savings component. We explain policy features, exclusions and the premium commitment so that you can decide with full information.
Our founder, Ashok Gupta, is a member of the LIC Chairman's Club and an MDRT member for 2022 and 2023. Beyond selling a policy, we help with premium payments, revivals, loans, nomination changes and maturity or death claim paperwork.
What is included
- Term insurance information
- Endowment, money-back and whole-life plans
- Pension and annuity products
- Authorised LIC Premium Point
- Policy revival, loan and assignment support
- Maturity and death claim documentation
How it works
- Assess the cover need
Income, dependants, loans and existing policies are reviewed together. - Compare plan types
We explain term, endowment and pension options, with their costs and exclusions. - Proposal and medicals
We help you fill the proposal form truthfully and complete underwriting. - Lifetime servicing
Premium reminders, nominee updates and claim assistance.
Common questions
Can I pay my LIC premium at your office?
Yes. Our office is an authorised LIC Premium Point. Please carry your policy number during working hours.
What is the free-look period?
Most life policies allow you to return the policy within the free-look period (currently 30 days for most products) if you disagree with its terms.
Why must I disclose health details?
Non-disclosure can lead to claim rejection. Accurate disclosure protects your family.
Other services
Speak with us before you invest
Share what you are looking for and we will walk you through the options, documents and next steps. No charge for a conversation.
